Habitat’s Homeownership Program

Habitat for Humanity of Southwest Utah (HFHSWU) purchases improved building lots, foreclosed, and vacant properties in communities throughout Washington County to help qualified families realize the American Dream of homeownership.


In order to qualify for a Habitat home, interested applicants must meet the following basic eligibility requirements.

  • Must live or work in Washington County, UT for one year before application date
  • Must be able to legally work and own real estate in the United States
  • Must earn between 30% – 60% of HUD’s Adjusted Area Median Income
  • Must demonstrate the ability to repay a 0% mortgage
  • Must demonstrate a willingness to partner and be an advocate for HFHSWU by completing the following items:
    • Up to 250 sweat equity hours per adult family member
    • Graduate from HFHSWU authorized financial management program
    • Additional courses through HFHSWU’s comprehensive homeownership education program
    • Make a small down payment


Habitat for Humanity of Southwest Utah provides equal housing opportunities for all, and ensures fair and equal access to its programs and services  regardless of race, color, religion, gender, national origin, family status, disability, marital status, ancestry, sexual orientation, source of income, or other characteristics protected by law.


Family selection usually occurs once a year. Those who have filled out the Housing Interest Form will be contacted when this meeting happens. Attending the meeting is the only way to receive an application for homeownership. The meeting will provide details on the expectations of a Habitat Partner Family. Those who wish to apply then fill out and submit their application by the appropriate date.